Category: Residential

The Benefits of Homeownership

Benefits of Homeownership

Homeownership is a long-standing dream for many across the United States. While stability, financial success, and a connection to the community are all common benefits of homeownership, there are also other unique advantages that make purchasing a house worthwhile. Not only does owning a home increase your net worth, but it also encourages you to… Read more »

The Advantages and Disadvantages of Buying vs. Renting a Home

Buying-vs.-Renting-a-Home-Illinois

Buying a home is often seen as a milestone in one’s life, but with the rising costs of real estate, many people are questioning whether it’s truly the best option for them. On the other hand, renting offers a more flexible and affordable option for those who aren’t ready to buy a home. This article… Read more »

The Pros and Cons of Buying a Fixer-Upper

Buying a Fixer-Upper

Buying a home is an exciting and significant investment, and for many, the allure of purchasing a fixer-upper can be tempting. A fixer-upper is a property that requires significant renovation and repairs, often at a lower price point than move-in-ready homes. While buying a fixer-upper offers the potential for a great return on investment and… Read more »

Credit Scores – The Ins and Outs of Credit to Purchase a Home

Credit Score

A credit score is a number that rates a consumer’s creditworthiness. It is used by potential lenders to determine whether or not to give a borrower money. The higher the score, the better the borrower looks to potential lenders. Credit scores range from 300 to 850, with 850 being the highest possible score. A high… Read more »

5 Types of Mortgages in Southern Illinois

Mortgage-Application

Mortgages are a key part of the home buying process. There are various forms of mortgages available in the market, and it can be confusing to figure out which one is right for you. In this post, we will break down five common types of mortgages. We will discuss what each type of mortgage entails… Read more »